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Florida Cities Rank High on Best Places to Retire List

  //travel-leisure.news-articles.net/content/2026/ .. ies-rank-high-on-best-places-to-retire-list.html
  Published in Travel and Leisure on Tuesday, January 20th 2026 at 3:51 GMT
      Locale: UNITED STATES

Tuesday, January 20th, 2026 - As more Americans contemplate retirement and seek desirable locations to spend their golden years, Florida continues to be a prime destination. A newly released report by SmartAsset has once again highlighted the state's appeal, with three distinct Florida cities - Sarasota, Punta Gorda, and Port Charlotte - earning high rankings on its "Best Places to Retire" list. The findings underscore a growing trend: retirees are prioritizing not just affordability, but also lifestyle, healthcare, and a sense of community.

The SmartAsset report, released earlier this week, evaluates potential retirement locations based on a comprehensive scoring system that considers four key pillars: cost of living, health outcomes, community, and lifestyle factors. These factors combine to provide a holistic view of what it's like to live comfortably and enjoyably in a given location. The methodology clearly demonstrates that Florida, and specifically these three cities, offer a compelling package for those nearing or entering retirement.

Sarasota: A Consistent Frontrunner (Ranked #10)

Sarasota, nestled on the Gulf Coast, continues to solidify its reputation as a premier retirement destination, securing the coveted #10 spot on SmartAsset's list. This isn't a surprising result, as Sarasota has consistently appeared in similar "best of" rankings for years. Its enduring popularity is driven by a combination of factors. The area boasts stunning beaches, providing ample opportunities for recreation and relaxation. Beyond the natural beauty, Sarasota thrives as a cultural hub, with numerous museums, performing arts centers, and festivals attracting both residents and visitors alike. The presence of established and vibrant active adult communities further enhances the appeal, fostering a strong sense of belonging and providing organized activities catering to diverse interests.

Punta Gorda: Embracing a Relaxed Coastal Lifestyle (Ranked #33)

Punta Gorda, also located on Florida's Gulf Coast, brings a slightly different flavor to the retirement equation. Ranked #33 on the list, Punta Gorda offers a more relaxed and laid-back lifestyle compared to the bustling cultural scene of Sarasota. This city prioritizes outdoor activities, with access to waterways ideal for boating, fishing, and kayaking. The slower pace of life and the strong sense of community have drawn many retirees seeking a tranquil and welcoming environment. While slightly less known than Sarasota, Punta Gorda offers a compelling alternative for those prioritizing serenity and connection with nature.

Port Charlotte: Affordability Meets Coastal Living (Ranked #52)

Port Charlotte rounds out the trio of Florida cities recognized by SmartAsset, holding the #52 position. While further down the list than Sarasota and Punta Gorda, Port Charlotte's inclusion highlights the importance of affordability in the retirement decision-making process. Located in Charlotte County, Port Charlotte provides a similar coastal living experience to its neighboring cities but with a greater emphasis on maintaining a manageable cost of living. This makes it an attractive option for retirees on a fixed income who still desire the benefits of Florida's climate and coastal lifestyle. The relative affordability doesn't compromise the quality of life, with access to beaches, parks, and community events.

Beyond the Rankings: The Florida Retirement Trend

The consistent presence of Florida cities on these lists reflects a larger trend of retirees flocking to the Sunshine State. The warm climate, lack of state income tax, and generally lower cost of living compared to many northern states contribute to its attractiveness. However, the SmartAsset rankings also reveal that retirees are increasingly seeking more than just sunshine; they're looking for vibrant communities, access to quality healthcare, and opportunities for engagement. These factors are driving the rankings and highlighting the nuanced differences between Florida's various retirement destinations.

For individuals considering a move to Florida for retirement, exploring the unique characteristics of cities like Sarasota, Punta Gorda, and Port Charlotte is crucial. Understanding the trade-offs between cost of living, lifestyle, and community engagement can help prospective retirees find the perfect place to enjoy their next chapter.