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Current ARM mortgage rates report for April 24, 2025

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See Thursday's report on average mortgage rates adjustable-rate mortgages so you can pick the best home loan for your needs as you house shop.
As of April 24, 2025, the article on Fortune.com discusses the current state of adjustable-rate mortgages (ARMs), highlighting that the average rate for a 5/1 ARM is approximately 6.5%, while the 7/1 ARM stands at around 6.75%. These rates reflect a slight increase from the previous month, attributed to economic indicators and Federal Reserve policies. The article explains that ARMs start with a fixed rate for an initial period (5 or 7 years in these examples), after which the rate adjusts annually based on a benchmark index plus a margin. It also notes that while ARMs can offer lower initial rates compared to fixed-rate mortgages, they carry the risk of higher payments if interest rates rise. The piece advises potential homebuyers to consider their financial stability and future rate expectations before opting for an ARM.

Read the Full Fortune Article at:
[ https://fortune.com/article/current-arm-mortgage-rates-04-24-2025/ ]