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Skip Airport Security Lines: How Credit Card Perks Can Get You TSA PreCheck

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  //travel-leisure.news-articles.net/content/2026/ .. -credit-card-perks-can-get-you-tsa-precheck.html
  Published in Travel and Leisure on Friday, January 2nd 2026 at 20:10 GMT by The Oakland Press

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Skip the Security Line: How Credit Card Perks Can Get You TSA PreCheck

Navigating airport security can be a stressful experience, but increasingly, travelers are finding ways to streamline the process. One popular option is TSA PreCheck, which allows eligible passengers expedited screening with shorter lines and fewer requirements – no need to remove shoes, belts, or light jackets, and laptops stay in bags. While applying directly through the official TSA website is one route, a growing number of credit card companies are now offering TSA PreCheck credits as a valuable perk, effectively subsidizing the application fee and making it easier for frequent flyers to gain access. This article breaks down how you can leverage your credit cards to get TSA PreCheck, outlining the process, associated costs, and key considerations.

What is TSA PreCheck & Why Should You Care?

TSA PreCheck isn't just about speed; it’s about a significantly improved travel experience. The program involves an initial application and background check (fingerprinting included) to verify identity and assess security risk. Approved applicants receive a Known Traveler Number (KTN), which is linked to their airline frequent flyer accounts, allowing them to select "Yes" for TSA PreCheck when booking flights online. This designation then appears on your boarding pass, granting access to dedicated PreCheck lanes at participating airports. The Oakland Press article highlights that the program has consistently proven its value, reducing wait times and minimizing the hassle of standard security procedures.

The Credit Card Connection: Reimbursement & Enrollment Options

Several major credit card issuers – including American Express, Chase, Delta SkyMiles cards, Capital One, and Citi – offer TSA PreCheck reimbursement or direct enrollment as a benefit for their premium cardholders. These benefits generally fall into two categories: reimbursement of the $78 application fee every four years (the current renewal frequency) and direct enrollment in the program.

• Reimbursement: This is the most common offering. Cardholders submit receipts for their TSA PreCheck application fees to the credit card company, which then reimburses them up to a specified amount annually. The Oakland Press article emphasizes that this reimbursement isn't automatic; you must actively claim it through your card issuer’s online portal or by mailing in documentation.
• Direct Enrollment: A smaller number of cards offer direct enrollment, where the credit card company essentially pays for your TSA PreCheck application on your behalf. This eliminates the need to apply directly and submit receipts – a significant convenience factor. Delta SkyMiles Reserve Card is specifically mentioned as an example of a card offering this benefit.

Understanding the Fine Print: Eligibility & Limitations

While these credit card perks seem like a no-brainer, it's crucial to understand the limitations and eligibility requirements. The Oakland Press article stresses that you must still meet all standard TSA PreCheck eligibility criteria. This includes being a U.S. citizen or legal permanent resident with a clean criminal record. You’ll still need to complete the online application form (even if enrolling directly), provide personal information, and undergo fingerprinting at an enrollment center.

Furthermore, reimbursement benefits typically have annual limits. For example, American Express often reimburses up to $100 every four years, which covers the TSA PreCheck fee but might not cover other travel-related expenses. Direct enrollment is usually a one-time benefit per cardholder. It's also important to note that these perks are subject to change; credit card companies can modify or discontinue benefits at any time. Always review your card’s terms and conditions for the most up-to-date information.

Choosing the Right Credit Card: Comparing Benefits

The article suggests carefully comparing different credit cards to determine which offers the best TSA PreCheck benefit, considering other perks as well. Factors to consider include annual fees (premium travel cards often have higher annual fees), rewards earning rates on everyday spending, and other travel benefits like lounge access or statement credits for airline incidentals.

For example:

• American Express: Offers reimbursement of up to $100 every four years.
• Chase: Some Chase Sapphire Preferred and Reserve cards offer similar reimbursement options.
• Delta SkyMiles Reserve Card: Provides direct enrollment in TSA PreCheck.
• Capital One Venture X Rewards Credit Card: Offers a statement credit for the application fee.

The Application Process: A Step-by-Step Guide (Regardless of Method)

Whether you’re applying directly or through your credit card, the process involves these key steps:

1. Online Application: Complete the online application form at [ https://www.tsa.gov/precheck ].
2. Scheduling an Enrollment Appointment: After submitting the application, you’ll need to schedule an in-person appointment at a designated enrollment center for fingerprinting and identity verification.
3. Background Check & Approval: The TSA conducts a thorough background check. This process can take several weeks or even months.
4. Receiving Your KTN: Upon approval, you'll receive your Known Traveler Number (KTN), which you must add to your airline frequent flyer accounts.

Conclusion: A Smart Travel Investment

Getting TSA PreCheck through a credit card perk is a smart way for frequent travelers to save time and reduce airport stress. By understanding the different options available, carefully reviewing the terms and conditions, and completing the application process diligently, you can unlock a more streamlined and enjoyable travel experience. The Oakland Press article serves as a valuable guide for navigating this increasingly popular benefit, reminding readers that even small perks like TSA PreCheck reimbursement can significantly enhance the overall value of premium credit cards.