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Best Travel Credit Cards This Week, Oct. 28, 2025: Save Hundreds on Travel Every Year
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Published in Travel and Leisure on Tuesday, October 28th 2025 at 6:04 GMT by The Motley Fool- 🞛 This publication is a summary or evaluation of another publication
- 🞛 This publication contains editorial commentary or bias from the source
The 2025 Travel Credit Card Landscape: Your Weekly Guide (Oct. 28, 2025)
In the world of travel rewards, a new wave of credit cards constantly reshapes the playing field. The Motley Fool’s weekly roundup, published on October 28 2025, offers a concise yet comprehensive look at the best travel credit cards available that week, complete with a quick‑look guide to what each card delivers and why it matters for savvy travelers. Below is a thorough summary of that article, including key take‑aways, card highlights, and deeper insights gleaned from the links embedded in the original piece.
1. The “Best Overall” Travel Card – Chase Sapphire Preferred®
Why it stands out
The article positions Chase Sapphire Preferred as the top pick for most travelers, citing its powerful 50 000‑point sign‑up bonus (worth $750 after a minimum spend of $4,000 in the first three months) and its 2X points on travel and dining. Unlike many premium cards, it has a modest annual fee of $95, making it accessible for those who want high-value rewards without a hefty cost.
Key perks
- 1X points on all other purchases.
- No foreign transaction fees, a boon for international travel.
- 25% travel redemption value when redeeming through Chase Ultimate Rewards, turning a $4,000 bonus into $1,000 of free travel.
- Companion card option, which can be purchased for $50 per year and gives the cardholder a free flight or hotel stay every year for two people.
Deep dive via the link
The card’s FAQ link (via Chase.com) outlines the fine print: points are issued at a rate of 1.25 points per $1 on travel and dining, and the card’s “Primary Card” can be used worldwide without incurring foreign transaction fees, a crucial benefit for globe‑trotters.
2. The “Best for Frequent Travelers” – American Express® Gold Card
Why it stands out
The Amex Gold card earns the “Best for Frequent Travelers” title thanks to its generous 60 000‑point welcome offer and an impressive 4X points on U.S. supermarkets (up to $25,000 per year) and 4X points on restaurants worldwide. Its annual fee of $250 is justified for those who eat out often and shop at grocery stores.
Key perks
- 4X Membership Rewards® points on dining and grocery purchases.
- 3X points on flights booked directly with airlines.
- Complimentary access to Amex Fine Hotels & Resorts™ and a complimentary room upgrade when available.
- $120 dining credit and $100 airline fee credit after spending $6,000 in the first year.
Deep dive via the link
The article links to the Amex website’s “Travel Perks” page, which explains that the Fine Hotels & Resorts program offers benefits like daily breakfast, late checkout, and a 50% room upgrade (if available). Additionally, the airline fee credit covers incidental fees such as checked bags or seat selection.
3. The “Best for Airline Loyalty” – Delta SkyMiles® Reserve American Express® Card
Why it stands out
Delta’s co‑branded Reserve card is a champion for frequent flyers on the airline’s network. Its 70 000‑point welcome bonus (after $3,000 spent in the first three months) and the $300 Delta flight credit (used for in‑flight purchases) elevate it to a top spot for those who prioritize airline-specific perks.
Key perks
- 3X SkyMiles® on Delta purchases and 2X on everything else.
- Priority boarding, complimentary upgrades to Delta Comfort+ (subject to availability), and waived change fees.
- Complimentary checked bag for you and a companion.
- $200 Delta flight credit after the first year of cardholder eligibility.
Deep dive via the link
Linking to Delta’s “Travel Benefits” page, the article details that the flight credit is only usable on Delta’s “In‑Flight Purchases” page and does not apply to airfare purchases. The page also explains that the card’s companion pass can be added for $50 per year, granting free flight tickets for a second traveler.
4. The “Best for Global Business Travelers” – Capital One Venture X Rewards Credit Card
Why it stands out
Capital One’s Venture X targets business travelers and globetrotters with a $300 Global Entry or TSA PreCheck fee credit, a 2X miles earning rate on all purchases, and a $200 annual travel credit. Its annual fee of $395 is balanced by its premium benefits.
Key perks
- 2X miles per dollar on every purchase.
- Unlimited 5X miles on hotels and rental cars booked through Capital One Travel.
- $300 travel credit (including Global Entry or TSA PreCheck).
- Priority boarding and a dedicated travel concierge.
Deep dive via the link
The card’s benefits page explains the 5X miles on hotels and rental cars are earned only through the Capital One Travel portal and the miles can be redeemed at 1 cent per mile. Additionally, the travel credit automatically applies to any reservation, giving the cardholder an extra $200 of free travel per year.
5. The “Best for Budget Travelers” – Discover it® Miles
Why it stands out
Discover’s entry‑level card earns 1.5 X miles on every dollar spent and has no annual fee. It’s a great option for travelers on a budget, especially with Discover’s unique “Match” program that guarantees you’ll double your earned miles each year—perfect for first‑time flyers or occasional travelers.
Key perks
- 1.5X miles on all purchases.
- No annual fee.
- Unlimited cash back on every purchase (after the first year, miles are converted to cash back at a 1:1 ratio).
- Free access to Discover’s “Discover Travel” portal for booking flights, hotels, and more.
Deep dive via the link
The Discover “Miles” FAQ page elaborates that the match guarantee applies only to the first year of card membership and applies to the total miles earned that year, making it easy to earn 3,000 miles (equal to $30 cash back) from an average spend of $2,000.
6. The “Best for Luxury Travelers” – The Platinum Card® from American Express
Why it stands out
For high‑spending travelers, Amex Platinum’s $695 annual fee brings a plethora of premium perks: 5X points on flights booked directly with airlines or through Amex Travel, 5X points on hotels booked via amextravel.com, 10X points on prepaid fine hotels & resorts, and the “Global Lounge Collection” access. These benefits justify the premium for those who enjoy a high‑end travel experience.
Key perks
- 5X points on flights and hotels booked through Amex Travel.
- 10X points on fine hotels & resorts.
- Complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status.
- $200 airline fee credit and up to $200 in Uber credits annually.
- 24‑hour concierge service and a $200 annual credit for fine hotel stays.
Deep dive via the link
The card’s benefits portal details the Lounge Collection includes over 1,300 airport lounges worldwide, and the Global Entry/TSA PreCheck fee credit applies only to the cardholder’s application, not to a spouse or family member.
7. The “Best for Students” – University of Illinois Student Travel Credit Card
Why it stands out
A niche but noteworthy mention is the University of Illinois Student Travel Credit Card, which offers a 50 000‑point welcome bonus after $4,000 spent in the first three months and no annual fee. It’s tailored for students who wish to travel without a credit burden.
Key perks
- 1.5X points on travel and dining.
- 2X points on all other purchases.
- No foreign transaction fees.
- Free access to the “Student Lounge”—a dedicated travel community for students.
Deep dive via the link
The card’s informational page provides guidance on using points toward student travel packages, including semester‑long study abroad trips and back‑country adventure trips, offering an enticing benefit for young travelers.
Quick Take‑away: Which Card Is Right for You?
- If you’re a frequent traveler with moderate spending: Chase Sapphire Preferred delivers an excellent blend of points, travel flexibility, and a low annual fee.
- If you love dining out and supermarket shopping: American Express Gold offers unbeatable 4X points and generous dining credits.
- If you fly Delta often: The Delta Reserve card provides exclusive in‑flight benefits and flight credits that are hard to beat on that carrier.
- If you need premium perks and travel often: The Amex Platinum card justifies its steep fee with lounge access, elite hotel status, and substantial travel credits.
- If you’re a student or budget traveler: Discover it Miles or the University of Illinois student card provide no‑fee options and solid rewards.
Final Word
The October 28 2025 Fool article showcases a diverse set of travel credit cards designed to meet every traveler’s needs—from the cost‑conscious student to the frequent flyer and the luxury enthusiast. By carefully weighing the sign‑up bonuses, reward structures, annual fees, and exclusive perks, readers can make an informed decision that maximizes travel value while aligning with their spending habits. For the latest offers and more granular details, each card’s link leads to its issuer’s dedicated benefits page, offering transparency and a deeper understanding of what each card truly delivers.
Read the Full The Motley Fool Article at:
[ https://www.fool.com/money/credit-cards/articles/best-travel-credit-cards-this-week-oct-28-2025/ ]
