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Top CD rates today, April 24, 2025

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
We've rounded up today's highest available CD rates, many of which are above 4% APY.
The article from Fortune, published on April 24, 2023, discusses the current state of Certificate of Deposit (CD) rates, highlighting that the average rates for CDs have increased to a range of 4.24% to 4.25% APY. This rise in rates is attributed to the Federal Reserve's efforts to combat inflation through higher interest rates. The article notes that while these rates are attractive compared to the near-zero rates seen in recent years, they still lag behind inflation, meaning savers are losing purchasing power. It also provides a comparison of rates from various banks and credit unions, suggesting that consumers shop around for the best deals. Additionally, the article advises considering the term length of CDs, as longer terms might offer higher rates but lock up funds for extended periods, which could be a disadvantage if rates continue to rise.

Read the Full Fortune Article at:
[ https://fortune.com/article/cd-rates-4-24-25/ ]