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Orbitz

Money market accounts vs. savings accounts, and why you might want both

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Both of these savings vehicles can offer safe places to stash your cash, but there are key differences in terms of APY, liquidity, and more.
The article from Fortune.com titled "Money Market Account vs. Savings Account: What's the Difference?" explains the distinctions between money market accounts and savings accounts, both of which are designed for saving money and earning interest. Money market accounts typically offer higher interest rates and may come with features like check-writing and debit card access, but they often require higher minimum balances and may have limited transactions per month. Savings accounts, on the other hand, generally have lower minimum balance requirements and fewer restrictions on withdrawals, though they usually offer lower interest rates. The choice between the two depends on an individual's need for liquidity, the amount they can maintain in the account, and their preference for earning potential versus accessibility.

Read the Full Fortune Article at:
[ https://fortune.com/article/money-market-account-vs-savings-account/ ]