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Checking or savings account? You need both to manage your finances

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
Checking and savings accounts are great for storing cash but there are some big differences. Here's what you need to know about them.
The article from Fortune discusses the key differences between checking and savings accounts, highlighting their purposes and features. Checking accounts are designed for everyday transactions, offering easy access to funds through debit cards, checks, and ATM withdrawals, but typically come with lower interest rates. In contrast, savings accounts are meant for saving money over time, providing higher interest rates to help grow savings, though they often limit the number of withdrawals or transfers per month. The article advises that while checking accounts are essential for daily financial management, savings accounts are crucial for building an emergency fund or saving for future goals, and suggests maintaining both types of accounts to effectively manage personal finances.

Read the Full Fortune Article at:
[ https://fortune.com/article/checking-vs-savings-account/ ]