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Current refi mortgage rates report for May 14, 2025
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Current refi mortgage rates report for May 15, 2025

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See Thursday's report on average refi rates on different types of home loans.
On May 15, 2025, mortgage refinance rates have seen a slight increase, with the average 30-year fixed-rate mortgage at 7.00%, up from 6.99% the previous week, and the 15-year fixed-rate mortgage at 6.25%, up from 6.24%. Despite these rises, rates remain higher than historical averages, influenced by persistent inflation and economic uncertainty. Homeowners considering refinancing should compare rates from multiple lenders, as even small differences can lead to significant savings over the life of the loan. Additionally, those with adjustable-rate mortgages might find it beneficial to switch to a fixed-rate mortgage to lock in the current rates and avoid future increases.

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