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Current ARM mortgage rates report for April 18, 2025

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See Friday's report on average mortgage rates adjustable-rate mortgages so you can pick the best home loan for your needs as you house shop.
On April 18, 2025, the average interest rate for a 5/1 adjustable-rate mortgage (ARM) in the United States stands at 6.25%, while the 7/1 ARM averages at 6.35%, and the 10/1 ARM at 6.50%. These rates reflect a slight increase from the previous week, influenced by economic indicators and Federal Reserve policies. ARMs offer lower initial rates compared to fixed-rate mortgages, making them attractive to borrowers expecting to move or refinance before the rate adjusts. However, potential borrowers should be aware that after the initial fixed period, rates can fluctuate, impacting monthly payments. It's advisable to consider one's financial stability and future plans when opting for an ARM.

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[ https://fortune.com/article/current-arm-mortgage-rates-04-18-2025/ ]