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Top CD rates today, April 23, 2025

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We've rounded up today's highest available CD rates, many of which are above 4%
The article from Fortune, published on April 23, 2024, discusses the current state of CD (Certificate of Deposit) rates, highlighting that the top nationally available rate for a 1-year CD has reached 5.35% APY, offered by BrioDirect. It also notes that the highest rate for a 5-year CD stands at 4.65% APY from First Internet Bank of Indiana. The piece provides a detailed list of the best CD rates across various terms from 3 months to 5 years, sourced from banks and credit unions, and emphasizes the importance of shopping around for the best rates due to the variability among financial institutions. Additionally, it mentions the Federal Reserve's influence on interest rates and suggests that now might be a good time for savers to lock in these high rates before potential future decreases.

Read the Full Fortune Article at:
[ https://fortune.com/article/cd-rates-4-23-25/ ]