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Top CD rates today, April 16, 2025

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We've rounded up today's highest available CD rates, many of which are above 4%
The article from Fortune, published on April 16, discusses the current state of CD (Certificate of Deposit) rates, highlighting that the average rate for a 1-year CD has risen to 1.68%, while the highest nationally available rate is 5.25% from a credit union. It notes that rates have been increasing due to the Federal Reserve's actions to combat inflation, with expectations that rates might continue to rise if inflation persists. The article advises consumers to shop around for the best rates, as they can vary significantly between institutions, and suggests considering the trade-offs between higher rates and the flexibility of accessing funds, given that CDs require the money to be locked in for a set term.

Read the Full Fortune Article at:
[ https://fortune.com/article/cd-rates-4-16-25/ ]