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A record number of Americans aren't paying off their credit card

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
Consumer sentiment has fallen more over the last three months than during the 2008 financial crisis.
A record number of Americans, approximately 1 in 5 credit card users, are now only making the minimum payment on their credit card bills, according to a recent report by the Federal Reserve Bank of New York. This trend, which has been steadily increasing since 2021, indicates that many consumers are struggling to keep up with their debt obligations amidst rising interest rates and persistent inflation. The report highlights that the total credit card debt in the U.S. has surpassed $1 trillion, with the average interest rate on credit cards reaching an all-time high of over 20%. This situation is particularly concerning as it suggests that a significant portion of the population is becoming increasingly reliant on credit and may be at risk of falling into a cycle of debt.

Read the Full Fortune Article at:
[ https://fortune.com/article/record-americans-minimum-credit-card-payment/ ]